Current account offers
Use tracked records as a research starting point, then confirm current availability, eligibility, deadlines, and account terms directly with each provider.
Tracked record
Current terms
Eligibility
Last verified
Research guide
Best checking and savings account offers
Checking and savings account offers can use very different requirements. Checking promotions often involve direct deposit or account activity, while savings promotions may require new money, balance tiers, and maintained balances. Compare the account fit and verify current provider terms before opening an account.
Verification-first research · Last verified Jun 1, 2026
Checking bonuses
Checking bonuses commonly depend on opening an eligible account, receiving qualifying direct deposits, using an offer code, or completing activity within a stated window.
Direct deposit
Offer code
Activity window
Monthly fee
Savings bonuses
Savings promotions may depend on new money, balance tiers, maintained balances, variable APY, and transfer limits. The stated bonus is not the whole comparison.
New money
Balance tier
Hold period
Variable APY
Combined account offers
Some institutions may package checking and savings features together. Compare whether the bundle adds useful features or simply adds requirements.
Account bundle
Fee waiver
Transfer access
Ongoing fit
Minimum deposit requirements
Opening deposit, bonus funding threshold, direct deposit amount, and maintained balance can all be different. Verify the exact requirement before moving money.
Opening deposit
Funding threshold
Maintained balance
Deposit deadline
Direct deposit requirements
A qualifying direct deposit may need to come from payroll, benefits, or another accepted source. Provider terms control what counts.
Accepted source
Required total
Posting date
Payout timing
Tracked records to compare
Evergreen Bank
Premier Checking $300 Offer
$300
Bank BonusesVerified Today
Tracked offer for opening a new checking account and completing qualifying direct deposits. Terms may change and availability can vary by user, state, and account type.
Review fees, eligibility, and provider terms before acting.
Last reviewed Jun 1, 2026
Compare detailsChase
Chase Total Checking $300 Offer
$300
Bank BonusesVerified Today
Tracked Chase checking bonus listing. Terms may change, and availability can vary by user, state, bank, account type, and funding requirements.
Review fees, eligibility, and provider terms before acting.
Last reviewed Jun 1, 2026
Compare detailsSoFi
SoFi Checking and Savings $300 Offer
Up to $300
Bank BonusesVerified Today
Tracked SoFi new customer bonus listing tied to qualifying direct deposit activity. Verify terms directly with the provider.
Review fees, eligibility, and provider terms before acting.
Last reviewed Jun 1, 2026
Compare detailsRiverbend Bank
Priority Checking $500 Bonus
$500
Bank BonusesNeeds Review
Tracked premium checking bonus that may require larger deposits and relationship balances. Verify directly with the provider.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 27, 2026
Compare detailsHarbor One Bank
Everyday Checking $200 Bonus
$200
Bank BonusesVerified This Week
Tracked offer for new checking customers who complete qualifying account activity. Verify the current offer with the provider before opening an account.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 31, 2026
Compare detailsCapital One
Capital One 360 Checking $250 Offer
$250
Bank BonusesVerified This Week
Tracked Capital One checking bonus for eligible new customers. Offer details may vary and should be verified with Capital One.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 31, 2026
Compare detailsBank offer comparison table
This comparison uses available tracked fields. Blank or broad requirements should be verified directly with the provider.
| Provider | Offer type | Value | Direct deposit | Deposit requirement | Monthly fee | Verification |
|---|---|---|---|---|---|---|
| Evergreen Bank | Checking bonus | $300 | May be required; verify definition | $1,000 in qualifying direct deposits | $12, waivable | verified today · Jun 1, 2026 |
| Chase | Checking account bonus | $300 | May be required; verify definition | Qualifying direct deposit | Monthly fee may be waivable | verified today · Jun 1, 2026 |
| SoFi | Direct deposit bonus | Up to $300 | May be required; verify definition | Tiered direct deposit | $0 monthly fee | verified today · Jun 1, 2026 |
| Riverbend Bank | Premium checking bonus | $500 | May be required; verify definition | $10,000 relationship balance | $25, waivable | needs review · May 27, 2026 |
| Harbor One Bank | Checking bonus | $200 | May be required; verify definition | $500 in qualifying deposits | $10, waivable | verified this week · May 31, 2026 |
| Capital One | Checking account bonus | $250 | May be required; verify definition | $500 deposit activity | $0 monthly fee | verified this week · May 31, 2026 |
Verification methodology
How OfferRadar verifies offers
OfferRadar records the source reviewed, last verified date, requirements, fees to check, and terms that need direct provider confirmation. A verification date documents research timing; it does not guarantee availability, eligibility, approval, or payout.
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Important information
OfferRadar is an independent research and comparison resource. Some outbound links may result in compensation to OfferRadar. Offers can change, expire, or vary by user, so verify current terms directly with the provider before acting.
FAQ
What are the best checking and savings account offers?
The best offers are the ones where the requirements are clear and the account remains useful after the promotion. Compare fees, access, eligibility, direct deposit or balance rules, and provider terms.
Should I compare checking and savings offers together?
Yes, if both account types fit your needs. Checking and savings promotions often use different requirements, so compare them separately before choosing.
Do savings account offers require new money?
Some do. Verify whether the provider requires new money, a maintained balance, a funding window, or a balance tier.
Can a checking bonus require direct deposit?
Many checking promotions do, but not all. Verify qualifying sources, amounts, deadlines, and exclusions directly with the provider.