Offer guides

Direct deposit requirements

Direct deposit requirements are common in banking bonuses, but providers define qualifying deposits differently.

Last verified Jun 1, 2026

Reader reminder

Guides explain comparison concepts. They do not guarantee offer availability, eligibility, approval, payout, rate, or value.

Qualifying deposits can vary

Some providers require payroll or government benefit deposits. Others list specific ACH, employer, or recurring deposit requirements.

Timing windows matter

Offer terms may require deposits within a certain number of days after opening, and payout timing may depend on the review period.

FAQ

Does this direct deposit guide give financial advice?

No. OfferRadar guides are informational and designed to help readers compare terms, requirements, fees, and verification details.

What should I verify before acting on an offer?

Verify the live provider terms, eligibility rules, fees, timing, expiration date, and whether the offer is still available to you.

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Evergreen Bank

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Tracked offer for opening a new checking account and completing qualifying direct deposits. Terms may change and availability can vary by user, state, and account type.

Review fees, eligibility, and provider terms before acting.

Last reviewed Jun 1, 2026

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Chase

Chase Total Checking $300 Offer

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Tracked Chase checking bonus listing. Terms may change, and availability can vary by user, state, bank, account type, and funding requirements.

Review fees, eligibility, and provider terms before acting.

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S

SoFi

SoFi Checking and Savings $300 Offer

Active

Up to $300

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Tracked SoFi new customer bonus listing tied to qualifying direct deposit activity. Verify terms directly with the provider.

Review fees, eligibility, and provider terms before acting.

Last reviewed Jun 1, 2026

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