Banking
Bank Bonus Requirements People Commonly Miss
A practical checklist for deposits, time windows, account status, eligibility, and payout terms.
OfferRadar EditorialUpdated Jul 14, 20266 min read
01
Deposit definitions
A provider may distinguish payroll, government benefits, ACH transfers, card transfers, and person-to-person payments.
- ✓Read the qualifying-deposit definition
- ✓Confirm the required total
- ✓Check the measurement window
02
Eligibility exclusions
Existing customers, recent account owners, employees, and people outside a service area may be excluded.
- ✓Check household rules
- ✓Review prior-account lookback periods
- ✓Confirm state or branch eligibility
03
Keep the account eligible
A bonus can depend on the account staying open, funded, and in good standing through payout.
- ✓Avoid preventable fees
- ✓Maintain required balances
- ✓Record the expected payout date