Decision guide
How to Compare an Offer Without Being Misled by the Headline Amount
Normalize tiered offers by eligibility, cash required, duration, fees, and probability of completion.
OfferRadar EditorialUpdated Jul 14, 20266 min read
01
Find your attainable tier
Maximum values often depend on deposits or assets far above the minimum.
- ✓Locate your tier
- ✓Confirm caps
- ✓Ignore tiers you cannot meet
02
Normalize time and capital
Two equal bonuses can differ when one locks more cash for longer.
- ✓Calculate months committed
- ✓Estimate foregone yield
- ✓Include required purchases or deposits
03
Compare confidence
Clear rules and a realistic completion plan can matter more than a small value difference.
- ✓Score requirement clarity
- ✓Check verification freshness
- ✓Prefer a suitable account over a headline