Banking, savings, and referral offers
SoFi tracked offers often depend on direct deposit tiers, account type, and new customer eligibility. Terms should be verified directly.
Direct deposit bonusesChecking and savings offersReferral offers
Provider comparisons
SoFi vs Bank of America offers
Compare tracked offer categories, common requirements, fees, and verification reminders for SoFi and Bank of America. Provider terms control eligibility and availability.
Last verified Jun 1, 2026
Comparison focus
Offer category fit
Funding, direct deposit, or activity requirements
Fees, waiver rules, and account costs
Verification status and provider terms
Banking and card offers
Bank of America tracked offers may involve Advantage Banking packages, direct deposit requirements, and card welcome offers.
Checking bonusesDirect deposit bonusesCredit card welcome offers
Side-by-side comparison table
Use this table as a research checklist. Provider terms control account availability, eligibility, fees, rewards, and features.
| Comparison area | SoFi | Bank of America | What to verify |
|---|---|---|---|
| Account types | Direct deposit bonuses, Checking and savings offers, Referral offers | Checking bonuses, Direct deposit bonuses, Credit card welcome offers | Eligible account type, opening rules, and current terms |
| Fees | Account fee schedule | Relationship fee waivers | Monthly, transfer, ATM, annual, subscription, or advisory fees |
| Mobile experience | Review mobile tools, alerts, transfers, and support access | Review mobile tools, alerts, transfers, and support access | Mobile deposit, card controls, alerts, transfer limits, and app support |
| ATM or branch access | Verify branch, ATM, and cash access | Verify branch, ATM, and cash access | Availability can vary by location, account type, and provider rules |
| Promotion research | Review requirements and verify current terms directly with SoFi before acting. | OfferRadar is informational; provider terms control approval, eligibility, and payout. | Last verified date, source reviewed, eligibility, and current provider terms |
SoFi research notes
Direct deposit bonuses
Checking and savings offers
Referral offers
Review requirements and verify current terms directly with SoFi before acting.
Bank of America research notes
Checking bonuses
Direct deposit bonuses
Credit card welcome offers
OfferRadar is informational; provider terms control approval, eligibility, and payout.
Fees and account costs
Monthly fees or waivers
Transfer or funding fees
ATM and cash access costs
Subscription, annual, or advisory fees where relevant
Fee schedules can change. Verify current costs directly before opening or moving an account.
Mobile experience and access
Mobile deposit and transfers
Alerts and card controls
ATM or branch access
Support channels and availability
Mobile tools, ATM policies, and support options vary by provider and account type.
How OfferRadar works
Research-first offer tracking
We track public offer information
OfferRadar organizes publicly available offer records, provider pages, and comparison paths so users can review requirements before acting.
We review provider pages when possible
Source links and verification dates are shown where available. Provider terms remain the source of truth.
We show verification dates
Last verified and last reviewed dates help orient research, but offers, rates, eligibility, and fees can change.
We do not provide financial advice
OfferRadar is a research tool. Users should verify current terms directly with providers before opening, applying, or transferring.
Outbound links may be compensated
Some outbound links may result in compensation, and disclosures stay visible so comparison pages remain consumer-first.
Related tools
Shared and related categories
SoFi tracked offers
S
ActiveSoFi
SoFi Checking and Savings $300 Offer
Up to $300
Bank BonusesVerified Today
Tracked SoFi new customer bonus listing tied to qualifying direct deposit activity. Verify terms directly with the provider.
Review fees, eligibility, and provider terms before acting.
Last reviewed Jun 1, 2026
S
ActiveSoFi
SoFi $25 Referral Offer
$25
ReferralsVerified This Week
Tracked SoFi referral offer for eligible new users. Referral eligibility, reward value, and account requirements may change.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 18, 2026
Bank of America tracked offers
BO
ActiveBank of America
Bank of America Advantage Banking $200 Offer
$200
Bank BonusesVerified This Week
Tracked Bank of America checking bonus for eligible new accounts. Verify offer code, eligibility, and fees directly.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 30, 2026
BO
ActiveBank of America
Bank of America Customized Cash $200 Offer
$200 value
Credit CardsVerified This Week
Tracked Bank of America credit card welcome offer. Approval, spend tracking, reward categories, and fees should be verified directly.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 17, 2026
FAQ
How should I compare SoFi and Bank of America?
Compare account types, fees, access, mobile tools, requirements, verification dates, and current provider terms. OfferRadar organizes research records and does not recommend one provider for every user.
Should I choose a provider only because of a promotion?
No. A promotion can be one comparison point, but account fit, ongoing fees, access, service, and provider terms may matter more over time.
What fees should I verify?
Verify monthly fees, fee waiver rules, transfer fees, ATM fees, annual fees where relevant, advisory or subscription fees, and any early closure or withdrawal terms.
Verification methodology
How OfferRadar verifies offers
OfferRadar records the source reviewed, last verified date, requirements, fees to check, and terms that need direct provider confirmation. A verification date documents research timing; it does not guarantee availability, eligibility, approval, or payout.
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Important information
OfferRadar is an independent research and comparison resource. Some outbound links may result in compensation to OfferRadar. Offers can change, expire, or vary by user, so verify current terms directly with the provider before acting.