Offer category

High-Yield Savings

Savings, money market, and cash account rate listings tracked with APY, fee, minimum balance, and verification reminders.

Source-reviewed records · Last verified Jun 1, 2026

Compare all tracked offers

Compare checklist

Offer value and payout timing

Required deposits, spend, or transfers

Monthly fees and waiver rules

Verification date and provider terms

How to think about hysa offers

Savings rates are variable and can change without much notice. Compare APY, fees, withdrawal limits, FDIC or NCUA coverage, rate tiers, and minimum balance requirements.

Research process

How we research tracked offers

How we evaluate

We compare requirements, fees, access, account fit, verification dates, and provider terms rather than ranking by headline value alone.

How we update offers

Offer records show last verified dates where available. Terms can change, so provider pages and source links remain the final reference.

What readers should verify

Before opening an account or applying, verify eligibility, fees, deposits, rewards, rates, payout timing, and account availability directly.

How OfferRadar works

Research-first offer tracking

We track public offer information

OfferRadar organizes publicly available offer records, provider pages, and comparison paths so users can review requirements before acting.

We review provider pages when possible

Source links and verification dates are shown where available. Provider terms remain the source of truth.

We show verification dates

Last verified and last reviewed dates help orient research, but offers, rates, eligibility, and fees can change.

We do not provide financial advice

OfferRadar is a research tool. Users should verify current terms directly with providers before opening, applying, or transferring.

Outbound links may be compensated

Some outbound links may result in compensation, and disclosures stay visible so comparison pages remain consumer-first.

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Tracked offers

BY

Bright Yield Bank

High-Yield Savings 4.20% APY

Active

4.20% APY

HYSAVerified Today

Tracked high-yield savings listing. APY is variable, not promised, and should be checked directly with the provider.

Review fees, eligibility, and provider terms before acting.

Last reviewed Jun 1, 2026

Compare details
OF

Oceanview Financial

Money Market 4.05% APY

Active

4.05% APY

HYSAVerified This Week

Tracked money market account listing with a variable APY. Verify current rate tiers and account access rules.

Review fees, eligibility, and provider terms before acting.

Last reviewed May 31, 2026

Compare details
D

Discover

Discover Online Savings $200 Bonus

Active

$200

HYSAVerified This Week

Tracked Discover savings bonus based on qualifying new money. Rates and bonus terms may change.

Review fees, eligibility, and provider terms before acting.

Last reviewed May 31, 2026

Compare details
A

Ally

Ally Savings $250 Bonus

Active

$250

HYSAVerified This Week

Tracked Ally savings bonus for qualifying new money. APY and promotion terms may change.

Review fees, eligibility, and provider terms before acting.

Last reviewed May 28, 2026

Compare details
CC

Civic Credit Union

Member Savings 4.10% APY

Active

4.10% APY

HYSAVerified This Week

Tracked member savings APY for eligible credit union members. Membership and balance limits may apply.

Review fees, eligibility, and provider terms before acting.

Last reviewed May 23, 2026

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V

VaultPlus

Cash Account 4.00% APY

Active

4.00% APY

HYSAVerified This Week

Tracked cash management rate listing. Program bank coverage, sweep rules, and APY may change.

Review fees, eligibility, and provider terms before acting.

Last reviewed May 20, 2026

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PB

Pinecrest Bank

Savings Balance $250 Bonus

Active

$250

HYSANeeds Review

Tracked savings bonus based on maintaining a qualifying balance. Terms may change and bonus availability can vary.

Review fees, eligibility, and provider terms before acting.

Last reviewed May 28, 2026

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GB

Greenline Bank

Online Savings 3.95% APY

Watching

3.95% APY

HYSANeeds Review

Tracked online savings rate listing. APY and account terms may change after the last reviewed date.

Review fees, eligibility, and provider terms before acting.

Last reviewed May 27, 2026

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Verification methodology

How OfferRadar verifies offers

OfferRadar records the source reviewed, last verified date, requirements, fees to check, and terms that need direct provider confirmation. A verification date documents research timing; it does not guarantee availability, eligibility, approval, or payout.

i

Important information

OfferRadar is an independent research and comparison resource. Some outbound links may result in compensation to OfferRadar. Offers can change, expire, or vary by user, so verify current terms directly with the provider before acting.