How we evaluate
We compare requirements, fees, access, account fit, verification dates, and provider terms rather than ranking by headline value alone.
Offer category
Savings, money market, and cash account rate listings tracked with APY, fee, minimum balance, and verification reminders.
Source-reviewed records · Last verified Jun 1, 2026
Compare all tracked offersOffer value and payout timing
Required deposits, spend, or transfers
Monthly fees and waiver rules
Verification date and provider terms
Savings rates are variable and can change without much notice. Compare APY, fees, withdrawal limits, FDIC or NCUA coverage, rate tiers, and minimum balance requirements.
Research process
We compare requirements, fees, access, account fit, verification dates, and provider terms rather than ranking by headline value alone.
Offer records show last verified dates where available. Terms can change, so provider pages and source links remain the final reference.
Before opening an account or applying, verify eligibility, fees, deposits, rewards, rates, payout timing, and account availability directly.
How OfferRadar works
OfferRadar organizes publicly available offer records, provider pages, and comparison paths so users can review requirements before acting.
Source links and verification dates are shown where available. Provider terms remain the source of truth.
Last verified and last reviewed dates help orient research, but offers, rates, eligibility, and fees can change.
OfferRadar is a research tool. Users should verify current terms directly with providers before opening, applying, or transferring.
Some outbound links may result in compensation, and disclosures stay visible so comparison pages remain consumer-first.
Related tools
Bright Yield Bank
4.20% APY
Tracked high-yield savings listing. APY is variable, not promised, and should be checked directly with the provider.
Review fees, eligibility, and provider terms before acting.
Last reviewed Jun 1, 2026
Oceanview Financial
4.05% APY
Tracked money market account listing with a variable APY. Verify current rate tiers and account access rules.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 31, 2026
Discover
$200
Tracked Discover savings bonus based on qualifying new money. Rates and bonus terms may change.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 31, 2026
Ally
$250
Tracked Ally savings bonus for qualifying new money. APY and promotion terms may change.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 28, 2026
Civic Credit Union
4.10% APY
Tracked member savings APY for eligible credit union members. Membership and balance limits may apply.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 23, 2026
VaultPlus
4.00% APY
Tracked cash management rate listing. Program bank coverage, sweep rules, and APY may change.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 20, 2026
Pinecrest Bank
$250
Tracked savings bonus based on maintaining a qualifying balance. Terms may change and bonus availability can vary.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 28, 2026
Greenline Bank
3.95% APY
Tracked online savings rate listing. APY and account terms may change after the last reviewed date.
Review fees, eligibility, and provider terms before acting.
Last reviewed May 27, 2026
Verification methodology
OfferRadar records the source reviewed, last verified date, requirements, fees to check, and terms that need direct provider confirmation. A verification date documents research timing; it does not guarantee availability, eligibility, approval, or payout.
OfferRadar is an independent research and comparison resource. Some outbound links may result in compensation to OfferRadar. Offers can change, expire, or vary by user, so verify current terms directly with the provider before acting.